Paul Nuwagaba is the Head of Credit at Housing Finance Bank and has a career that spans 2 decades in the financial services sector. During this time he has served in various roles at Centenary Bank, Nile Bank and Stanbic before joining Housing Finance Bank to start their Business Banking Unit in 2009. Paul has been involved strategy and business development, credit risk management, portfolio sales and relationship management across both the commercial banking and microfinance sectors and he has a particular interest in the development of products that allow financial institutions to open new markets and broaden their outreach.
Paul holds an MBA from Edinburgh Business School, a Post-Graduate Diploma in Financial Management from the Uganda Management Institute and is a graduate of Economics from Makerere University. He is also a Certified Balanced Scorecard Practitioner and as a passionate CEO Apprentice, worked with industry colleagues to establish the CHANGEMAKER series, a career-development initiative for students at tertiary institutions of learning in Uganda.